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Compare rates from 21+ lenders side-by-side. Model EMI impact. Save lakhs over your tenure.
Market-low starting from 7.1% p.a.
Current Home Loan Rates
Indicative starting rates — Jun 2026
Rates are indicative. Actual offer depends on credit profile & income.
21+
Lenders tracked
7.1%
Lowest rate now
₹4.2L
Avg. savings found
Monthly
Data freshness
Live data
Top 6 lenders by starting rate — Jun 2026
Bank of Maharashtra
7.1–8.75%
Bank of India
7.1–10.65%
Central Bank of India
7.1–8.85%
Canara Bank
7.15–10%
LIC Housing
7.15–9.25%
Union Bank of India
7.15–11.4%
Rates are indicative. Actual offer varies by credit score, LTV, income, and lender policy.
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Estimate FD maturity with compound interest breakdown.
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Income Tax
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PPF Calculator
Track tax-free maturity of 15-year PPF contributions.
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Home Loan EMI
Model affordability and tenure before you apply.
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SWP Calculator
Plan systematic withdrawals to generate regular income.
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Retirement Planner
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Enter your amount, tenure, and rate. See how 0.25% changes total repayment.
Open EMI calculatorPick any two lenders — get rate gap, lifetime saving, fees, and borrower fit.
Compare banksHead-to-head
The most-researched rate comparisons this month.
Bank of Maharashtra
7.1%
Bank of India
7.1%
Rate gap
0.00% — Bank of Maharashtra leads
Bank of Maharashtra
7.1%
Central Bank of India
7.1%
Rate gap
0.00% — Bank of Maharashtra leads
Bank of India
7.1%
Central Bank of India
7.1%
Rate gap
0.00% — Bank of India leads
Bank of Maharashtra
7.1%
Canara Bank
7.15%
Rate gap
0.05% — Bank of Maharashtra leads
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Why Fincado
We don't sell loans. We research them. Our only job is to make sure you walk into a bank negotiation with better data than the bank has.
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We earn from ads, not loan referrals. Every ranking is based purely on rate data.
Updated regularly
Rates are reviewed every month so you never rely on stale benchmarks.
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PSU vs private, MCLR vs EBLR, floating vs fixed — we cover the nuances that matter in India.
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Backed by data, not sales pitches.
21+
Lenders in database
Banks, HFCs & NBFCs
₹4.2L
Avg. savings identified
On a ₹50L / 20Y example
45+
Comparison pairs
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